Need quick cash?
Get up to ₹2,00,000 as a personal loan, instantly.
01.
Eligibility Criteria
For salaried applicants:
✓Monthly salary of ₹15,000 or more
✓At least 1 year in the current job
✓Aged 21 or above
For self-employed applicants:
✓At least 1 year of business stability
✓At least 1 year of filed IT returns
✓Aged 21 or above
02.
How It Works?
03.
Trusted by millions
Our Customers Testimonials
Frequently Asked Questions
What is the EMI on a ₹1 lakh loan?
It depends on the rate and tenure you are offered. On a 60-month tenure, EMIs on ₹1 lakh typically start at about ₹2,200 per month.
Which lender has the lowest interest rate?
Offers are pulled from several partner banks and NBFCs, and the rate you see depends on your profile and documents. Comparing the offers side by side is the quickest way to find the lowest one available to you.
How do I get a low-interest loan?
A clean repayment history, stable income and a low existing debt load are what move the rate most. Register to see the offers you currently qualify for.
What credit score do I need?
A CIBIL score of 650 or above is generally required, though individual lenders set their own thresholds.
How long does processing take?
Once your application and documents are submitted, approval usually takes between one and seven days, with disbursal a couple of days after that.
Disclosure: Loan tenures range from 6 to 60 months depending on lender policy. The Annual Percentage Rate falls between 11.5% and 34% per annum, inclusive of interest and applicable charges. A processing fee of up to 2% of the sanctioned amount may apply. Example: on a ₹1,00,000 loan at 11.5% per annum over 60 months with a 2% processing fee, the EMI works out to roughly ₹2,301 and total repayment to roughly ₹1,38,059 — an APR of about 14.41% including charges. All figures are indicative; final terms depend on your profile and the lender's criteria. Loan approval and disbursal are not guaranteed. T&C apply.
Important: Payments should only ever be made through this website. Never send money through any other channel, directly or indirectly.